Web Development
Mobile Development
UX/UI Design
Staff Augmentation
CTO as a Service
Dedicated Team
Low code development
Web Development
Mobile Development
UX/UI Design
Staff Augmentation
CTO as a Service
Dedicated Team
Low code development
Fintech Integration Services
At Stubbs, we help fintech products connect banks, payment providers, and financial APIs into a single working system.
Custom Fintech Data Integration Services We Provide
Payments Integration
We connect your systems with payment gateways and acquiring networks so you can process payments, refunds, and payouts smoothly.
Card Issuing Integration
Integration with card issuing providers to support physical and virtual cards, balances, and transaction flows.
Open Banking Integration
Connection to open banking APIs for secure access to account data and payment initiation.
KYC and AML Integration
We connect your platform with services for identity verification, sanctions screening, PEP checks, and fraud detection.
Banking as a Service Integration
Integration with BaaS platforms for account management, ledgers, and card programs.
Lending and BNPL Integration
We provide APIs for credit scoring, loan servicing, repayments, and buy now pay later workflows.
Brokerage and Trading Integration
Integration with trading platforms for order execution and market data access.
FX and Cross Border Payments Integration
We support currency exchange, international transfers, and connections to settlement providers.
Digital Wallets and Pay by Bank Integration
We connect your business to digital wallets and direct bank payment methods.
Accounting, ERP, and Tax Integration
Data exchange with accounting systems, ERP platforms, and tax tools.
Data Pipelines for BI and Reporting
We build reliable data pipelines to support analytics, reporting, and financial visibility.
Fintech Integration Areas We Cover
Identity, Risk, and Compliance
Our team connects identity verification, screening, fraud signals, and risk data into a single, consistent flow.
Payments, Cards, and Payouts
We integrate payment processing, card operations, and payout systems to help money move smoothly across your platform.
Embedded Finance and Financial Data
We help add financial features directly into your product, whether it’s payments, accounts, or financial data access.
Reporting, Dashboards, and Insights
Our integrations bring data from different providers into clear dashboards used by finance and operations teams.
Global Payments and Multi-Currency
We support cross-border payments, currency conversion, and local payment methods in various regions.
Get a technical consultation with senior fintech integration engineers
Discuss your integrations, providers, and system architecture before development starts.
Name
Prebuilt Connectors and Typical Providers
Payments
Stripe, Adyen, Checkout, PayPal
Open Banking
Plaid, TrueLayer, Tink
Card Issuing
Marqeta, Galileo, Adyen Issuing
Identity and AML
Onfido, Trulioo, Alloy
Banking as a Service and Core Systems
Mambu, Solaris, Treasury Prime
Brokerage and Trading
Alpaca, DriveWealth, Interactive Brokers
Accounting and Tax Systems
NetSuite, Xero, QuickBooks, Avalara
Messaging and Event Processing
Kafka, Webhooks, WebSockets
Security and Compliance for Fintech Integrations
1
OAuth2 and PSD2-ready Flows
Secure authorization flows for banking and financial APIs.
2
Data Encryption in Transit and at Rest
Protection of sensitive financial and personal data.
3
Role-Based Access and MFA
Controlled access for internal teams and system components.
4
Audit Trails, Monitoring, Alerting
Logs and monitoring to track system behavior and detect issues.
5
Compliance Readiness
Architecture prepared for common security and regulatory requirements used in fintech.
Team
How We Deliver Seamless Fintech Integrations
Discovery and Provider Selection
We review your product goals and pick providers that fit your region, use case, and compliance needs.
Solution Architecture and Data Contracts
We define how systems exchange data to keep integrations stable and easy to scale.
API Integration and Webhook Orchestration
APIs and webhooks are connected with proper handling of async events and failures.
Sandbox Certification and Negative Testing
Integrations are tested against provider sandboxes, limits, and error scenarios.
Performance, Reliability, and Failover
We design fallback and monitoring logic to reduce downtime and provider dependency.
Launch, Observability, and Runbooks
After launch, we add monitoring, alerts, and clear operational documentation.
Fintech Integration Services — Results You Can Expect
1
Faster launch windows with certified connectors
Using ready integrations with financial providers helps reduce setup time and avoids rebuilding the same logic from scratch.
2
Higher approval rates with smart routing
Requests are sent to different providers depending on their availability and response times, which leads to higher success rates.
3
Lower chargebacks and fraud losses
Consistent data and shared risk signals make it easier to spot issues early and cut down on losses.
4
Unified data for finance and analytics
All your financial data is organized in one place, which is essential for scalable fintech development services.
Why Choose Our Fintech Integration Company
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1
Deep Domain Expertise Across Payments, Banking, and Trading
Our specialists work with payment flows, banking APIs, and trading data on a regular basis. This allows integrations to be built with a clear understanding of how money, transactions, and data actually move inside financial products.
2
Proven Playbooks for Regulated Environments
Fintech integrations often depend on compliance, provider rules, and strict data handling. We rely on structured integration approaches that help products pass audits and remain stable as requirements evolve.
3
Flexible Engagement Models
Projects can start with a focused integration task, expand into a dedicated team, or support your internal developers.
4
Transparent SLAs and Post-Launch Support
After launch, integrations are monitored, documented, and supported so your platform continues to operate reliably as volumes, providers, or regions grow.
Fintech Integration Cost — What Drives Budget
1
Number of providers, regions, and payment methods
Each new provider or market adds its own APIs, rules, and edge cases, which increases the overall scope of integration work.
2
Compliance scope and certification requirements
Regulatory steps around payments, banking, or identity verification directly influence both development time and complexity.
3
Data mapping, reconciliation, and reporting depth
If your financial data needs to match across different systems, integrations require more checks and careful balancing.
4
Performance targets and redundancy
High availability, fallback providers, and failover scenarios require additional architecture and testing effort.
FAQs
What do fintech integration services include end to end?
Fintech integration services include choosing providers, connecting APIs, mapping data, handling webhooks, testing, and supporting your launch. These services cover payments, banking, identity checks, and syncing your internal systems.
How do fintech data integration services unify data from multiple providers?
We standardize data from different APIs into one format. This keeps your transactions, balances, and reports consistent, even if each provider uses a different data structure.
Which payments, open banking, and KYC providers can you integrate?
We work with most major payment, banking, and identity providers. The exact setup depends on your region, local rules, and your product’s needs.
How do you secure sensitive financial data during integrations?
We keep your data secure with encrypted communication, limited access, token-based authentication, and by keeping sensitive data separate across services.
What is the typical timeline and cost for a fintech integration project?
The timeline depends on how many providers, regions, and compliance steps are involved. Simple projects can take a few weeks, but more complex setups with several providers may take a few months.
Can you orchestrate multiple KYC / AML vendors to improve pass rates?
Yes, we can connect several providers in one workflow. If one service fails or gives incomplete data, another provider can step in as a backup.
Do you support reconciliation, chargeback flows, and dispute data?
Yes, we can add reconciliation logic, track chargebacks, and handle dispute data to help keep your financial records accurate.
How do you handle webhooks, retries, and idempotency at scale?
We process webhook events with managed queues, using retries and validation to avoid duplicates or data loss. Idempotency ensures each event is handled exactly once.
Can you migrate from an existing provider with minimal downtime?
We handle migration step by step. The new integration runs alongside your current provider until we confirm your data is consistent and stable.
Do you offer ongoing monitoring, incident response, and SLA-based support?
Yes, after launch we provide monitoring, alerts, incident response, and clear SLAs to keep your integrations running smoothly.
We would love to help.
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